Category: Knowledgebase

IRCTC Tatkal Ticket Booking: All You Need To Know

by Alex
IRCTC Tatkal Train Ticket Booking Tatkal facility is meant for passengers who have to undertake a train journey at a short notice. The Tatkal reservation facility was introduced in 1997 in around 110 trains before it was extended to other trains. Today, IRCTC processes about 1,30,000 Tatkal transactions daily but a bulk of these Tatkal tickets are booked within minutes of the Tatkal quota opening. Recently, IRCTC, which provides online e-ticket booking facility for Indian Railways, has introduced new facilities for payment against Tatkal tickets. Earlier, these facilities were only available for paying for non-Tatkal tickets. Now they have been extended to Tatkal tickets. Tatkal Reservation Timings Booking for Tatkal tickets of AC classes opens at 10:00 am. For non-AC classes, the Tatkal train ticket booking opens at 11:00 am, one day in advance of the actual date of journey (excluding date of journey). Tatkal Reservation Rule No concession is allowed in Tatkal train ticket booking Tatkal Train Ticket Cancellation 1. No refund is granted on cancellation of confirmed Tatkal tickets. 2. Where confirmed reservation has been provided to an RAC or wait-listed ticket holder at any time up to final preparation of charts, such a ticket is treated as confirmed. 3. RAC or waitlisted tickets: Refund is made if the ticket is cancelled up to 30 minutes before the scheduled departure, according to the IRCTC website. 4. If a train is running late by more than 3 hours or the train is cancelled, please file Ticket Deposit Receipt (TDR) with proper reason for claiming refund, says IRCTC website - irctc.co.in. 5. In case of Tatkal ticket issued for travel for more than one passenger, some passengers have confirmed reservation and others are on waiting list, a full refund of fare less clerkage is admissible for confirmed passengers, subject to the condition that the entire Tatkal ticket is surrendered for cancellation up to thirty minutes before the scheduled departure of the train, the IRCTC adds. How To Book Tatkal Train Tickets Through New IRCTC Facility 1. IRCTC has introduced new facilities for payment of e-tickets, including Tatkal tickets: ePaylater (powered by Arthashastra Fintech Pvt Ltd) and Pay-On-Delivery (Powered by Anduril Technologies. These options enable to book tickets first and pay later. 2. While making payment for e-tickets, you have to choose ePaylater/Pay-On-Delivery option. For example, in the ePayLater option, you get the payment link through email and SMS on making your booking. If you are availing the ePayLater option, it asks you to register first. 3. You get up to 14 days to make the payment. Basically, ePayLater pays for you whenever you book a ticket. And you have to pay 3.50 per cent as charges, plus applicable taxes 4. You can also book your tatkal tickets on mobile via IRCTC Rail Connect App

Difference Between Different Modes Of Cashless Transactions

by Alex
After November 8,2016, Every body is having confusion for choosing a safe, secure, convenient and cashless payment option. Currently available cashless payment systems include credit/debit cards, e-wallets such as Paytm, Unified Payment Interface (UPI), IMPS, USSD, RTGS, and NEFT. Which one should you use and for what kind of transactions? Below Is the comparison between the all:-

Rupay Debit/Credit/ATM Card Customer Care Contact Details & Offers

by Alex
Rupay The National Payments Corporation of India (NPCI) is a pioneer organization in the field of retail payments in India. It is a body promoted by RBI and has presently ten core promoter banks (State Bank of India, Punjab National Bank, Canara Bank, Bank of Baroda, Union bank of India, Bank of India, ICICI Bank, HDFC Bank, Citibank and HSBC). It has been incorporated as a Section 25 company under Companies Act and is aimed to operate for the benefit of all the member banks and their customers. The vision of NPCI being able to provide citizens of our country anytime, anywhere payment services which are simple, easy to use, safe, and secure, fast and also cost effective. NPCI aims to operate for the benefit of all the member banks and the common man at large. Reserve Bank of India, after setting up of the Board for Payment and Settlement Systems in 2005 released a vision document incorporating a proposal to set up an umbrella institution for all the Retail Payment Systems in the country. The core objective was to consolidate and integrate the multiple systems with varying service levels into nation-wide uniform and standard business process for all retail payment systems. This led to the formation of National Payments Corporation of India, (NPCI). RuPay, a new card payment scheme launched by the National Payments Corporation of India (NPCI), has been conceived to fulfill RBI’s vision to offer a domestic, open-loop, multilateral system which will allow all Indian banks and financial institutions in India to participate in electronic payments. “RuPay”, the word itself has a sense of nationality in it. “RuPay” is the coinage of two terms Rupee and Payment. The RuPay Visual Identity is a modern and dynamic unit. The orange and green arrows indicate a nation on the move and a service that matches its pace. The color blue stands for the feeling of tranquility which is the people must get while owning a card of the brand ‘RuPay’. The bold and unique typeface grants solidity to the whole unit and symbolizes a stable entity RuPay is an Indian domestic card scheme conceived and launched by the National Payments Corporation of India (NPCI).It was created to fulfil the Reserve Bank of India’s desire to have a domestic, open loop, and multilateral system of payments in India. RuPay facilitates electronic payment at all Indian banks and financial institutions, and competes with MasterCard and Visa in India.NPCI maintains ties with Discover Financial to enable the card scheme to gain international acceptance. Benefits of RuPay Card The Indian market offers huge potential for cards penetration despite the challenges. RuPay Cards will address the needs of Indian consumers, merchants and banks. The benefits of RuPay debit card are the flexibility of the product platform, high levels of acceptance and the strength of the RuPay brand-all of which will contribute to an increased product experience.
  • Lower cost and affordability :
Since the transaction processing will happen domestically, it would lead to lower cost of clearing and settlement for each transaction. This will make the transaction cost affordable and will drive usage of cards in the industry.
  • Customized product offering :
RuPay, being a domestic scheme is committed towards development of customized product and service offerings for Indian consumers.
  • Protection of information related to Indian consumers :
Transaction and customer data related to RuPay card transactions will reside in India.
  • Provide electronic product options to untapped/unexplored consumer segment :
There are under-penetrated/untapped consumers segments in rural areas that do not have access to banking and financial services. Right pricing of RuPay products would make the RuPay cards more economically feasible for banks to offer to their customers. In addition, relevant product variants would ensure that banks can target the hitherto untapped consumer segments.
  • Inter-operability between payment channels and products :
RuPay card is uniquely positioned to offer complete inter-operability between various payments channels and products. NPCI currently offers varied solutions across platforms including ATMs, mobile technology, cheques etc and is extremely well placed in nurturing RuPay cards across these platforms. RuPay Issuance Banks To Check The Rupay Issuance Banks click here Offers To Check Offers On Rupay Cards click here For Any query related to Rupay Card click here

How To Use Banking Without Internet

by Alex
offline-banking1Mobile banking has brought the bank account in your hand. Today, you can check bank-balance, get a mini statement and transfer fund through the mobile banking. But, what if you don’t have a smartphone or you don’t have the internet? The answer to this problem is the USSD based mobile banking. Just dial the *99# and see the magic. You can do all those things which are available to a person with smartphone and 3G data. Almost every bank including SBI, ICICI, HDFC, PNB, Axis and BOB support *99# USSD mobile banking service. 1. What is *99#? *99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI that brings together diverse ecosystem partners such as Banks & TSPs (Telecom Service Providers). Using *99# service, a customer can access financial services by dialling *99# from his/her mobile registered with the bank. The service works across all GSM service providers and handsets. 2. What is USSD? Unstructured Supplementary Service Data (USSD) is a technology unique to GSM (Global System for Mobile Communications) handsets. It is a capability built into the GSM standard to support transmitting information over the signalling channels of the GSM network. USSD provides session based communication, enabling a variety of applications. USSD technology, which was primarily used in the field of telecommunication, is going to make a significant impact in the field of banking services. 3. What are the key features of *99# service?
  • Works without Internet – Uses voice connectivity
  • Accessible through a common code *99# across all TSPs
  • No additional charges while roaming for using the service
  • Works across all GSM service providers and mobile handsets
  • Round the clock availability to customers (works even on holidays)
  • No need to install any application on mobile handset to use the service
Additional channel for banking services and key catalyst for financial inclusion 4. What are the various services available under *99#? *99# service can be used by the customers for the following purposes: a) Financial b) Non-Financial c) Value Added Services (VAS) Currently, following Financial, Non-financial and Value Added Services (VAS) are offered through *99# service.offline-bank Financial Services
  • Fund Transfer using Mobile Number and MMID - User can transfer fund using MMID and Mobile number of the Beneficiary.
  • Fund Transfer using IFSC and Account Number - User can transfer fund using IFS Code and Account number of the Beneficiary.
  • Fund Transfer using Aadhaar Number - User can transfer fund using Aadhaar number of the Beneficiary. Non- Financial Services
  • Balance Enquiry - User can check available balance of the bank account linked to his/her mobile number.
  • Mini Statement - User can generate mini account statement for the bank account linked to his/her mobile number.
  • Know MMID* (Mobile Money Identifier) - User can know their MMID which was allotted to him/her by bank during mobile banking registration.
  • Generate MPIN - User can Generate or Set his/her MPIN. MPIN or Mobile PIN is like a password and used for authenticating financial transactions.
  • Change MPIN - User can change his/her MPIN. MPIN or Mobile PIN is like a password and used for authenticating financial transactions.
  • Generate OTP - User can generate One Time Password (OTP) which can be used for different transactions as a second factor of authentication. *MMID - Mobile Money Identifier is a 7 digits code allotted by the bank when user registers for mobile banking. Value Added Services:
Kindly refer FAQs for *99*99# service 5. How can a person use the *99# service? The service can be availed by dialing *99# from any GSM mobile phone. As a pre-requisite, the customer is required to register his/her mobile number with his bank for the mobile banking services. The customers already using mobile banking will be able to use this service without any additional registration by dialling *99# from their GSM mobile handset. The customers not registered for mobile banking service will have to contact their respective banks for mobile banking registration. 6. How can a person perform different type of transactions using *99# services? Non- Financial Services: Balance Enquiry: User can check available balance of the bank account linked to his/her mobile number. The transaction flow to do Balance Enquiry is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS Code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 1 for Balance Enquiry and submit.
  • A confirmation screen will appear displaying the available balance.
Mini Statement: User can generate mini account statement for the bank account linked his/her to mobile number. The transaction flow to generate Mini Statement is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS Code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 2 for Mini Statement and submit.
  • A confirmation screen will appear showing the mini-statement.
Know MMID: User can know their MMID which was allotted to him/her by bank during mobile banking registration. The transaction flow to know MMID is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS Code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 6 for Know Your MMID and submit.
  • A confirmation screen will appear displaying MMID linked to your account.
Change MPIN: User can change MPIN using this service. This is an additional security feature for financial transactions. The complete transaction flow to change MPIN is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS Code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 7 for Change MPIN and submit.
  • Enter old MPIN, new MPIN and confirm.
  • A confirmation screen will appear displaying change of MPIN successfully..
Generate OTP: User can generate One Time Password (OTP) which is used for different transactions as a second factor of authentication. The transaction flow to generate OTP is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter you bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS Code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 8 for Generate OTP and Submit.
  • Enter MPIN.
  • A confirmation screen will appear showing the OTP generated for your required action.
Financial Services: Fund Transfer using MMID and Mobile Number: User can transfer funds by using MMID and Mobile number of the Beneficiary. The transaction flow for the same is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS Code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 3 for Fund Transfer using MMID and Mobile Number and submit.
  • Subsequent screen to enter Beneficiary Mobile number, MMID, Amount and Remarks (Optional) will appear.
  • Enter MPIN and last 4 digits of account number (Optional).
  • A confirmation screen will appear showing success response.
Fund Transfer using IFSC and Account Number: User can transfer funds by using IFS Code and Account Number of the Beneficiary. The transaction flow for funds transfer using Account Number and IFS Code is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 4 for Fund Transfer using Account Number and IFSC and submit.
  • Subsequent screen to enter Beneficiary Account Number, IFS Code, Amount and Remarks (Optional) will appear.
  • Enter MPIN and last 4 digits of account number (Optional).
  • A confirmation screen will appear showing success response.
Fund Transfer using Aadhaar Number: User can transfer funds by using Aadhaar Number of the Beneficiary. The transaction flow for funds transfer using Aadhaar Number is as follows:
  • Dial *99# from your Mobile handset.
  • Welcome screen will appear asking you to enter your bank’s 3 letters short name or first 4 letters of IFSC.
  • After entering valid IFS Code or short name, menu will appear with different options of available services enabled for your bank.
  • Enter 5 for Fund Transfer using beneficiary Aadhaar number.
  • Subsequent screen to enter Beneficiary Aadhaar Number will appear.
  • Enter MPIN and last 4 digits of account number (Optional).
  • A confirmation screen will appear showing success response.
Note: The above are the standard process, however for authentication, different banks may use additional security means such as:
  • Enter Last 4 digit of your Account number OR
  • Enter User Id Value Added Services:
Kindly refer FAQs for *99*99# service 7. Does the customer need to register his/her mobile number to avail *99# service? Yes. Customer is required to register the mobile number with his/her bank for using the *99# service. 8. Do TSPs (Telecom Service Providers) charge the customer for *99# service? Yes. TSPs charge the customer for using *99# service. Please contact your Telecom Service Provider to know the exact charges for using *99# service. However, TRAI (Telecom Regulatory Authority of India) has set a maximum ceiling of Rs. 1.50 / transaction for using the *99# service. 9. Is there any transaction limit set for the *99# service? The RBI guidelines for Mobile Banking Services has prescribed a ceiling of Rs. 5000 per transaction for financial transactions using *99# service. 10. Is the beneficiary customer also required to register for Mobile Banking services for receiving the funds using *99# service? No. Beneficiary is not required to register for receiving funds using Account Number / Aadhaar Number. However, beneficiary is required to register himself/herself with his/her bank for mobile banking services for receiving funds using Mobile Number & MMID. Beneficiary customer should approach his bank for getting MMID. 11. How many Banks and TSPs are currently offering *99# service? The list of Banks and TSPs offering *99# service is available under the link http://www.npci.org.in/pro_pb.aspx on NPCI website. 12. What happens if the mobile phone of the customer is lost? Customer need to inform his/her bank to deactivate Mobile banking services. Though, financial transactions using *99# service requires two factor authentication (registered Mobile no. and MPIN); customer should still inform his/her respective bank about the loss. 13. Is there a facility/option available to Stop/Cancel financial transactions initiated using *99# service? No. Since the *99# service uses IMPS channel which is an immediate fund transfer service; hence, it will not be possible to stop/cancel financial transaction after it has been initiated. 14. If I change my Mobile number, do I need to register again for the Mobile Banking? Yes. The customer needs to register his/her new mobile number with his/her bank for availing the mobile banking services on his new number. 15. What are the timings for initiating and receiving funds using *99# service? Fund transfer request can be initiated 24*7 (round the clock) using the *99# service including on holidays. Similarly, funds remitted using the *99# service can be received by the beneficiary 24*7 (round the clock). 16. What is MMID? MMID stands for Mobile Money Identifier. MMID is a 7 digit code issued by the bank to their customers for availing IMPS. MMID is issued to only to those customers whose preferred mobile number is registered with the bank. Different MMID’s can be linked to same Mobile Number (Please contact your bank for the issuance of MMID). 17. What is IFS Code? The Indian Financial System Code (IFSC) is an 11 digit alphanumeric code that uniquely identifies a bank-branch participating in the two main electronic funds settlement systems in India i.e. Real Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT) systems. IFS Code for different bank-branches is available on the respective bank’s website, Cheque book, RBI website, etc. 18. Whether *99# service is available both on GSM and CDMA handsets? No. *99# service is available only on GSM handsets. 19. Where can a customer register complaint w.r.t. *99# transaction? Customer can log following type of complaints faced while using *99# service:
  • Network related - With respective TSPs
  • Transaction related - With respective banks
20. What kind of issues are faced by the customer in using *99# service? While doing transactions on *99#, customers may face following issues:
  • Handset Compatibility Issue: Though USSD based transactions works across all GSM handsets; however, owning to various reasons, sometimes few handsets do not support USSD service. Though, the numbers of such handset models is few; still users are requested to check if there handset supports the USSD service (in case they are facing problems while performing transaction).
  • Technical Error or Declined Request: Transaction not getting completed due to network/connectivity issues at TSPs or Banks end.
  • Wrong User Inputs: Transaction will get declined if the user enters wrong information like IFS Code, Account number, MPIN etc.
21. Are there any tips for using *99# service?
  • Customer to register himself/herself with his/her respective bank for availing mobile banking service.
  • Keep information like Mobile number, MMID, IFS Code, Account number, Aadhaar number of the beneficiary and MPIN handy before initiating the transaction.
  • Before initiating any transaction, please make sure that the mobile phone is in network area/range.
USSD Codes Of Different Banks Is As Below:- * 99* 41# - State Bank of India * 99* 42# - Punjab National Bank * 99* 43# - HDFC Bank * 99* 44# - ICICI Bank * 99* 45# - AXIS Bank * 99* 46# - Canara Bank * 99* 47# - Bank Of India * 99* 48# - Bank of Baroda * 99* 49# - IDBI Bank * 99* 50# - Union Bank of India * 99* 51# - Central Bank of India * 99* 52# - India Overseas Bank * 99* 53# - Oriental Bank of Commerce * 99* 54# - Allahabad Bank * 99* 55# - Syndicate Bank * 99* 56# - UCO Bank * 99* 57# - Corporation Bank * 99* 58# - Indian Bank * 99* 59# - Andhra Bank * 99* 60# - State Bank Of Hyderabad * 99* 61# - Bank of Maharashtra * 99* 62# - State Bank of Patiala * 99* 63# - United Bank of India * 99* 64# - Vijaya Bank * 99* 65# - Dena Bank * 99* 66# - Yes Bank * 99* 67# - State Bank of Travancore * 99* 68# - Kotak Mahindra Bank * 99* 69# - IndusInd Bank * 99* 70# - State Bank of Bikaner and Jaipur * 99* 71# - Punjab and Sind Bank * 99* 72# - Federal Bank * 99* 73# - State Bank of Mysore * 99* 74# - Sout vch Indian Bank * 99* 75# - Karur Vysya Bank * 99* 76# - Karnataka Bank * 99* 77# - Tamilnad Mercantile Bank * 99* 78# - DCB Bank * 99* 79# - Ratnakar Bank * 99* 80# - Nainital Bank * 99* 81# - Janata Sahakari Bank * 99* 82# - Mehsana Urban Co-Operative Bank * 99* 83# - NKGSB Bank * 99* 84# - Saraswat Bank * 99* 85# - Apna Sahakari Bank * 99* 86# - Bhartiya Mahila Bank * 99* 87# - Abhyudaya Co-Operative Bank * 99* 88# - Punjab & Maharashtra Co-operative Bank * 99* 89# - Hasti Co-Operative Bank * 99* 90# - Gujarat State Co-Operative Bank * 99* 91# - Kalupur Commercial Co-Operative Bank.

6 Hidden Features Of todays daily computing which you may not know

by Alex
hidden-featuresDropbox (and BitTorrent) Sometimes, two unrelated software come together to provide some highly useful functionality. And in this example we have Dropbox and BitTorrent doing that. In a situation, where you would like to schedule a torrent remotely, you may not want to or be able to use a third party tool or even a supported remote scheduling feature for various reasons. In such a situation, a combination of Dropbox and BitTorrent can come in very handy. If you’re familiar with the Dropbox, you would know that it syncs all your files within Dropbox on all your systems including a desktop, a smartphone and more. So, within Dropbox, create a folder for your torrents.dropbox On your desktop, open the Bittorent client of your choice (most likely to be uTorrent) and go to Options->Preferences->Directories. Under the ‘Location of .torrents’ section, check the box next to ‘Automatically load .torrents from’ and then browse the directories to choose the torrents folder under the Dropbox folder on your system. Now, whenever you add a file to the torrent folder in your Dropbox, the same file will appear on the same folder on your desktop. As a result, it will be added and started on your Bittorrent client. This scheduling feature is very useful if you’re already a Dropbox user and are familiar with how it works. Even otherwise, this is a handy way to get a download done almost right after it comes out. WinZip and other file extractors Sometimes, you need to extract images from a word document. For example, when a colleague sends images, meant to be sent separately, as part of the document. In such a situation take advantage of a really useful hidden feature in WinZip. winzip First, make sure that the Word file is a .docx file. If it is not, then open it in MS Word and save it as a .docx file. Once you have the .docx file, rename it to change the extension to .zip. Now right click on your file, whose icon has changed to a WinZip archive, and extract the contents wherever you need them. The contents here are some folders. Under word->media you can find all the images contained by the original Word document. It's almost as if WinZip (or MS Word) deliberately has this trick hidden up its sleeve waiting for a better day to reveal it. WhatsApp WhatsApp has a mechanism to bookmark messages by starring them in any chat.whatsapp To do that, first, open a chat and go to the message that you want to bookmark. Now touch and hold that message till it gets selected. Then tap on the star icon in the header that appeared upon selection. This 'star’s the message. To navigate to it next time, open the chat and tap the three dots on the upper right. Then open ‘View contact’ – 'Starred messages’. Here, you can see the starred messages and tap on them to navigate to their position in that chat. WhatsApp’s blue ticks let you see if your message has been read. Along with that, WhatsApp also lets you know the exact time when it has been read. In an individual chat, long touch on any sent message, and then tap on the 'i’ icon. You will see the exact delivery and reading time. In a group chat the same information is shown for each member. As in, who has read it when, and if they haven't, when it was delivered to them. Google keyboard (or any additional keyboard) Autocorrect and dictionary suggestions have made life a lot easier for us. In fact, it's probably these two features that have driven texting to the cultural phenomenon that it is now. And yet, there are features that we aren't really using. For example, haven't you ever wished for a handy way to enter frequently used longer pieces of text using a shortcut from your smartphone keyboard? Guess what – there is a perfectly normal way to do that.google-keyboard Take Google keyboard as the keyboard here. Go to Settings>Language and Input>Google Keyboard to open Google keyboard settings. Once there, open Dictionary>Personal Dictionary and select the language within Google keyboard that you want to enable the shortcut for. Then, in the screen that opens, hit the ‘+’ icon and type your word along with the intended shortcut. Currently the word/phrase length here is limited to 48 characters. Once you're done, every time you type the shortcut, your original text will appear as a suggestion for it. This could be your email ID, a particular number combination or even a frequently used email signoff. YouTube The video sharing platform has some rarely used features.youtube If you want to skip to a general area in the video, YouTube lets you do so with the number keys on your keyboard. Keys from 1 to 9 take you from 10% to 90% of the video respectively, while ‘0’ quite obviously takes you to the beginning of the video. But in case you want this to be more specific, there is another way to go about that. At the end of the URL for the video, add #t= where is any specific value of time within the length of the video, for example 1m or 3m23s. Then press enter to seek to that point on the video directly. If you enter a value greater than the length of the video, you are greeted by the end of the video! This feature is very useful for situations where you want to share a specific portion of the video without sharing what comes before it. Also, right clicking on the video and clicking ‘Copy video URL at current time’ does the same thing. Gmail These days almost every website, regardless of its product or service, requires you to sign up with them to avail the same. If you are one of the patient ones and don’t share your social network login, you inadvertently sign up with your email ID. Now this is all well and good when the website is ‘trusted’. But in most cases, your email ID becomes part of a massive database that pretty much becomes a shared resource among various companies and voila! You now have truckloads of fresh spam.gmail Detecting spam is a major issue and this one solves that. A specific feature in Gmail allows you to detect the data leaking traitor behind each spam email. When you sign up with your email ID, e.g. name@gmail.com, just add a suffix after the ID and before the ‘@’ symbol, e.g. name+SUFFIX@gmail.com. This does not change the email’s destination and it still lands up in your inbox, but a quick check in the address fields will show you that the email was sent to the ID including the suffix. Now, when this ID is shared to an unknown company that sends you spam, you can quickly look at the address fields to know which service shared your email ID and take appropriate action against them. If you haven’t done it already, make it a habit now!

Everything You Need To Exchange/Change/Submit Your 500 Or 1000 Rs. Note

by Alex
rbiWhy this scheme? The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for antinational and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash based economy hence the circulation of Fake Indian Currency Notes continues to be a menace. In order to contain the rising incidence of fake notes and black money, the scheme to withdraw has been introduced. What is this scheme? The legal tender character of the notes in denominations of Rs 500 and Rs1000 stands withdrawn. In consequence thereof withdrawn old high denomination (OHD) notes cannot be used for transacting business and/or store of value for future usage. The OHD notes can be exchanged for value at any of the 19 offices of the Reserve Bank of India or at any of the bank branches or at any Head Post Office or Sub-Post Office. How much value will I get? You will get value for the entire volume of notes tendered at the bank branches / RBI offices. Can I get all in cash? No. You will get upto Rs 4000 per person in cash irrespective of the size of tender and anything over and above that will be receivable by way of credit to bank account. Why I cannot get the entire amount in cash when I have surrendered everything in cash? The Scheme of withdrawal of old high denomination(OHD) notes does not provide for it, given its objectives. Rs 4000 cash is insufficient for my need. What to do? You can use balances in bank accounts to pay for other requirements by cheque or through electronic means of payments such as Internet banking, mobile wallets, IMPS, credit/debit cards etc. What if I don't have any bank account? You can always open a bank account by approaching a bank branch with necessary documents required for fulfilling the KYC requirements. What if, if I have only JDY account? A JDY account holder can avail the exchange facility subject to the caps and other laid down limits in accord with norms and procedures. Where can I go to exchange the notes? The exchange facility is available at all Issue Offices of RBI and branches of commercial banks/RRBS/UCBs/State Co-op banks or at any Head Post Office or Sub-Post Office. Need I go to my bank branch only? For exchange upto 4000 in cash you may go to any bank branch with valid identity proof. For exchange over 4000, which will be accorded through credit to Bank account only, you may go to the branch where you have an account or to any other branch of the same bank. In case you want to go to a branch of any other bank where you are not maintaining an account, you will have to furnish valid identity proof and bank account details required for electronic fund transfer to your account. Can I go to any branch of my bank? Yes you can go to any branch of your bank. Can I go to any branch of any other bank? Yes, you can go to any branch of any other bank. In that case you have to furnish valid identity proof for exchange in cash; both valid identity proof and bank account details will be required for electronic fund transfer in case the amount to be exchanged exceeds Rs 4000 I have no account but my relative / friend has an account, can I get my notes exchanged into that account? Yes, you can do that if the account holder relative/friend etc gives you permission in writing. While exchanging, you should provide to the bank, evidence of permission given by the account holder and your valid identity proof. Should I go to bank personally or can I send the notes through my representative? Personal visit to the branch is preferable. In case it is not possible for you to visit the branch you may send your representative with an express mandate i.e. a written authorisation. The representative should produce authority letter and his / her valid identity proof while tendering the notes. Can I withdraw from ATM? It may take a while for the banks to recalibrate their ATMs. Once the ATMs are functional, you can withdraw from ATMs upto a maximum of Rs.2,000/- per card per day upto 18th November, 2016. The limit will be raised to Rs.4000/- per day per card from 19th November 2016 onwards. Can I withdraw cash against cheque? Yes, you can withdraw cash against withdrawal slip or cheque subject to ceiling of Rs10,000/- in a day within an overall limit of Rs.20,000/- in a week (including withdrawals from ATMs) for the first fortnight i.e. upto 24th November 2016. Can I deposit withdrawn notes through ATMs, Cash Deposit Machine or cash Recycler? Yes, OHD notes can be deposited in Cash Deposits machines / Cash Recyclers. Can I make use of electronic (NEFT/RTGS /IMPS/ Internet Banking / Mobile banking etc.) mode? You can use NEFT/RTGS/IMPS/Internet Banking/Mobile Banking or any other electronic/ non-cash mode of payment. How much time do I have to exchange the notes? The scheme closes on 30th December 2016. The OHD banknotes can be exchanged at branches of commercial banks, Regional Rural Banks, Urban Cooperative banks, State Cooperative Banks and RBI till 30th December 2016. For those who are unable to exchange their Old High Denomination Banknotes on or before December 30, 2016, an opportunity will be given to them to do so at specified offices of the RBI, along with necessary documents as may be specified by the Reserve Bank of India. I am right now not in India, what should I do? If you have OHD banknotes in India, you may authorise in writing enabling another person in India to deposit the notes into your bank account. The person so authorised has to come to the bank branch with the OHD banknotes, the authority letter given by you and a valid identity proof (Valid Identity proof is any of the following: Aadhaar Card, Driving License, Voter ID Card, Pass Port, NREGA Card, PAN Card, Identity Card Issued by Government Department, Public Sector Unit to its Staff) I am an NRI and hold NRO account, can the exchange value be deposited in my account? Yes, you can deposit the OHD banknotes to your NRO account. I am a foreign tourist, I have these notes. What should I do? You can purchase foreign exchange equivalent to Rs 5000 using these OHD notes at airport exchange counters within 72 hours after the notification, provided you present proof of purchasing the OHD notes. I have emergency needs of cash (hospitalisation, travel, life saving medicines) then what I should do? You can use the OHD notes for paying for your hospitalisation charges at government hospitals, for purchasing bus tickets at government bus stands for travel by state government or state PSU buses, train tickets at railway stations, and air tickets at airports, within 72 hours after the notification. What is proof of identity? Valid Identity proof is any of the following: Aadhaar Card, Driving License, Voter ID Card, Pass Port, NREGA Card, PAN Card, Identity Card Issued by Government Department, Public Sector Unit to its Staff. RBI starts helpline number for citizens who may face any difficulties. Citizens can reach out to RBI on 022-22602201 & 022-22602944

How To Check Authenticity Of Any URL/Website

by Alex
scamBeing a victim of a scam is never a pleasant experience. Follow these simple guidelines to protect yourself online and create the best possible shopping experience. If the site you’re viewing feels suspicious, take a moment to research and investigate it before making a purchasing decision. How To check that URL/Website is fake/fraud or ok? 1. Before checking name of any website, first look for the domain extension i.e .com, .org, .co.in, .net, .in etc. The name just before extension is the DOMAIN NAME of the website. Eg: www.domainname.com E.g., in http://amazon.diwali-festivals.com, the word before .com is "diwali-festivals" (and NOT "amazon"). AMAZON word is seperated with ( . ) dot So, this webpage does not belong to amazon.com, but it belongs to "diwali-festivals.com", which most of us haven't heard of before. You can similarly check for fraudulent (so-called) banking websites. Before your e-banking login, make sure that the name just before ".com" is the name of your bank. Eg: "something.icicibank.com" belongs to +ICICI*, but "icicibank.something.com" belongs to something and not icicibank. "icicibank.com.nu" belongs to "com"! 2. There can also be a typo in domain done purposly to confuse user to do phishing. Eg: www.facebookk.com or faceb00k.com does not relates to facebook.com 3. Nowdays you may have also seen various spam messages forwarded by users claiming to get free mobile or mobile phone at Rs.250/- or Free Talktime etc. Before attempting to forward such messages, always check for domain name and website. Inputing data and doing some task as said on their website may result in your smartphone infected by some malware. There are several scripts present on such website which may be executed. So Beware and dont fall in such trap. There is nothing FREE in this world. 4. Also please check before downloading apk or android apps for smartphone. http://googleplay.com/store/apps/com.ife.google Does not belongs to Google, it belongs to googleplay.com which is not owned by Google. But http://play.google.com/store/apps/com.ife.google belongs to Google. Many Times you got messages regarding deals or free products on whatsapp/facebook which are actualy scams so you can check those links accordingly. You can check authenticity of any website/URL  here or here

List Of Compromised ATM Cards OCT-2016

by Alex
hacked-atmIndia’s largest bank, State Bank of India, said it had blocked close to 6 lakh debit cards following a malware-related security breach in a non-SBI ATM network. Several other banks, such as Axis Bank, HDFC Bank and ICICI Bank, too have admitted being hit by similar cyber attacks — forcing Indian banks to either replace or request users to change the security codes of as many as 3.2 million debit cards over the last two months. On September 5, some banks came across fraudulent transactions in which debit cards were used in China and the US when customers were actually in India. Cardholders also detected similar transactions — subsequently, the banks complained to the National Payments Corporation of India (NPCI), which has oversight over retail payments systems in India. The probe by NPCI found a malware-induced security breach in the systems of Hitachi Payment Services, which provides ATMs, point of sale and other services in India. The investigation alleged that the security breach occurred in the ATMs of a particular private bank. (On Thursday, Hitachi spokesperson Loney Anthony said that an interim report submitted by an independent auditor in September did not “suggest any breach/compromise” in its systems, and that the final report was expected by mid November.) We have Got List Of ATM Cards Which are Compromised From Some Resources.To Veiw The List Click Here . **Please Note that we have got this from some of our resources so we Cannot authenticate this**

How to generate multiple codes for Jio sim from single 4G mobile.

by Alex
Generally you can generate only one jio code from one device but today iam going to tll you to how to generate more than one codes from a single mobile. There is one trick from which you can generate multiple codes from single device. You have to perform below steps:-jio_bar1 1. Install myjio app & mtk engineering app on your mobile. 2. Now open myjio app & generate first time code by filling all your details. 3. To generate second code you have to change your IMEI no. You can do this by mtk engineering app.To use this switch off your internet.jio_bar2 4. Now open mtk engineering & go to MTK Settings => Connectivity => CDS Information => Radio Information => Phone 1jio_bar_code3 5. If you type AT there it will show AT+EGMR=1,7"" below. Select it.jio_bar4 6. Remove one " from this & copy your IMEI no. shown below on your mobile screen. 7. Now change the last thee digit of your IMEI no. which you just paste.Put " at the end.jio_bar5 8. Now click Send at commandjio_bar6 9. Sometimes you get 'Not Allowed in UserBuild'. To remove this error give space after AT.Now you will get AT command is sent: OK'jio_bar7 10. Now you have to change second IMEI no. For this put 10 in place of 7 in AT+EGMR=1,7.Now click on Send at command afte changing the last three digit of your IMEI no.jio_bar8 11. After that restart your phone.Clear your app data in Settings => Apps => MyJio.jio_bar9 12. Now open myjio app & generate second code with another mobile no. Thats all.........

How To Set Up And Configure DNS On Windows Server 2016

by Alex
How To Set Up And Configure DNS On Windows Server 2016? Domain Name System (DNS) is central to TCP/IP hostname resolution and Active Directory itself.mss2016 Domain Name System (DNS), defined in several Request for Comments (RFC) documents, performs a single task: translating user-friendly hostnames to IPv4 or IPv6 addresses. The DNS server in Windows Server 2016 works the same basic way as it does in Windows Server 2012 R2. However, the microsoft has added some worthwhile enhancements, including DNS policies and Response Rate Limiting (RRL). Installing the DNS Server Role To install the DNS Server role, we can open an elevated Windows PowerShell console (right-click the PowerShell icon and select Run as Administrator from the shortcut menu) and run a single command: Install-WindowsFeature -Name DNS -IncludeAllSubFeature -IncludeManagementTools If you're more of a GUI-minded administrator, you can use Server Manager to install DNS Server. Using Server Manager to install DNS Server in Windows Server 2016dns1 Setting DNS Server Preferences We can manage the Windows Server DNS Server in a variety of ways:
  1. DNS Manager Microsoft Management Console (MMC)
  2. Windows PowerShell DNS cmdlets
  3. Dnscmd.exe command-line utility
Windows Server 2016 also includes the traditional Nslookup.exe and IPConfig.exe command-line tools as well. If you install the Remote Server Administration Tools (RSAT) tools on your administrative workstation, you'll get all the aforementioned DNS Server management utilities. Open the DNS Manager by typing dnsmgmt.msc from your elevated PowerShell console. Right-click your server and you'll see a number of configuration options directly on the shortcut menu. For instance, you can: Create a new forward or reverse lookup zone Scour your DNS zone files for outdated and/or inaccurate records Purge the server's resolver cachedns2 Pause, stop, start, or restart the server Configuring a Windows Server 2016 DNS server In the previous screenshot you see the Advanced page from my DNS servers' Properties sheet. Run the following command to retrieve a list of all 130-odd PowerShell DNS functions: Get-Command -Module DNSServer | Select-Object -Property Name Use Get-DNSServer to retrieve the local server's configuration data. In the following example, I use Set-DNSServer to migrate configuration data from server01 to server02: Get-DnsServer -CimSession 'server01' | Set-DnsServer -ComputerName 'server02' Of course, we use the native PowerShell *-Service cmdlets to operate on the server directly. For instance, to restart the local DNS server we can run: Restart-Service -Name DNS -Force Creating a Forward Lookup Zone Although you can configure a DNS server to do nothing but fulfill name resolution requests and cache the results, the primary work of a Windows DNS server is to host one or more lookup zones. Let's create a simple forward (that is, hostname-to-IP address) lookup zone for a domain called toms.local. In DNS Manager, right-click Forward Lookup Zones and select New Zone from the shortcut menu. This launches the New Zone Wizard, which will ask us to specify the following information: Zone type. Options are primary, secondary, stub, and Active Directory-integrated. Let's choose primary here, and deselect the AD integration option (the AD integraded option is available only on AD DS domain controllers, by the way) Zone name. In our case, we'll specify toms.local. Zone file name. We'll accept the default name, which is toms.local.dns. This is a simple plain text file, actually. Dynamic updates. Accept the default, which is to disallow dynamic updates. In production business networks, you'll want to enable this option so DNS clients can update their DNS records on their own. By default, your new zone will have two DNS records: Start of Authority (SOA): This record identifies which server is authoritative for the zone Name Server (NS): This record identifies the servers that host records for this zone Right-click the new zone and you'll see various resource record creation options directly in the shortcut menu; these include: Host (A): This is your "bread and butter" record that identifies a single host Alias (CNAME): This record allows you to map more than one hostname to a single IP address Mail Exchanger (MX): This record identifies your company's e-mail server(s) that are attached to the current DNS domain We'll finish it by using PowerShell to define a new A record for a host named 'client1' and verify its existence. To create the record, we use Add-DnsServerResourceRecordA (yes, that's a long command name.) Add-DnsServerResourceRecordA -Name 'client1' -ZoneName 'toms.local' -IPv4Address 172.16.1.100 We finally run the equally awkward command Get-DnsServerResourceRecord to retrieve client1's A record: Get-DnsServerResourceRecord -ZoneName 'toms.local' -Name 'client1' | Format-Table -AutoSizedns3 Reviewing our new DNS zone contents. In the previous screen capture we can see our new client1 A record both in DNS Manager as well as in the Windows PowerShell console.